In our State of California, prior to transfer of ownership of a residential property, there are a few mandatory requirements and retrofits: Smoke Detector Installation, Water Heater Bracing and the newest of all, Carbon Monoxide (CO) Detectors. As of July 1st 2011, all single family homes in Camarillo must be equipped with a carbon monoxide…
It is estimated that over half of the new home loans in Camarillo are FHA-insured. The popularity of FHA loans is due to the fact that the Federal Housing Administrator (FHA) provides a low downpayment mortgage option and FHA is less strict on the credit score requirements. Consequently, FHA loans are now one of the…
Closing Costs are the amount of money you, as a Camarillo home buyer, would need to pay for all of the fees involved in purchasing a home. Home buyer’s closing cost depend on several factors including your loan, the purchase price, and the terms of the purchase agreement between you and the home seller. A…
